Tag Archives: homeownership

The Greatest Financial Literacy Video Ever (According To Our Editor)


“A wise person should have money in their head, but not in their heart.” – Jonathan Swift

By William A. Foster, IV

Anyone who knows me and has talked to me about money has been sent this video. As a financier who has been asked for personal finance help by family and friends along with once upon a time being a former adjunct professor whose primary job was to teach a prism of subjects for incoming freshmen at a local community college throughout the course, one of those being financial literacy, finding this video was like stumbling upon treasure.

Dan Griffin, CPA, in one hour could honestly change your financial life if you listen, take notes, and put into action everything he discusses. I have watched more financial literacy videos than I can count and this is hands down the best. It is not smoke and mirrors, nor him trying to sign you up for anything, or any of the quite frankly pompousness that I tend to come across with this new era of financial literacy experts that have cropped up as a niche industry. Are there credible people out there trying to teach financial literacy? Absolutely. Is it getting harder and harder to figure who is genuine and who is a pimp turned pastor turned financial advisor? Definitely. Dan Griffin’s video is the most basic financial “meal” imaginable, meat and potatoes. His voice throughout is never too high or low, but simply steady. Moving from one subject on the financial menu to the next and explaining them in depth while giving you additional information to look up on your own. Quite frankly, I have yet to see anyone come remotely close to this one hour.

If the wealth gap for African Americans is to be closed both individual and institutionally, then it starts with improving our basic financial literacy and that is what this video does. As a bonus, we have also added how you can legally get to a point where you are paying no federal taxes.

The Finance & Tech Week In Review – 5/20/17


Every Saturday the HBCU Money staff picks ten articles they were intrigued by and think you will enjoy for some weekend reading impacting finance and tech.

The world’s most valuable brands in 2017 / WEF wef.ch/2q311Zm

Co-authorship in economic history and economics: are we any different? / NBER bit.ly/2q450EW

Not sleeping? You might be part of a genetic elite / WEF wef.ch/2r3FVec

These are the industries attracting the most venture capital / WEF wef.ch/2q8R3qJ

Want to buy a home at the start of your career? Get one of these 10 college degrees / Housing Wire ow.ly/Zgxu30bSWo8

Our brains prefer invented visual information to the real thing / New Scientist bit.ly/2rmPE2S

LIGO could detect gravitational waves’ permanent space-time warp / New Scientist bit.ly/2r0dW32

Roomba-like tech heads for the garden / New Atlas newatl.as/2qGCNFZ

Users have little confidence their company can protect their mobile device / CSOonline ow.ly/4r3f30bSW0h

Mercedes-Benz Confirms Electric Citaro Bus Coming Next Year / Clean Technica ow.ly/wuJ130bSWdW

The Finance & Tech Week In Review – 2/25/17


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Every Saturday the HBCU Money staff picks ten articles they were intrigued by and think you will enjoy for some weekend reading impacting finance and tech.

How can #Kenya achieve a sustainable urban future? Video blog / World Bank wrld.bg/zBAq309gUVc

Large gaps exist between the homeownership rates of white households and minority households / St. Louis Fed bit.ly/2liGksY

More than half of #Uganda’s adults now has access to an account at a formal financial institution. / World Bank ow.ly/59ET309lR5F

You can now take a course at the world’s best universities for free. Here’s how that happened / WEF wef.ch/2ktwNAt

Queens in New York has more languages than anywhere in the world / WEF wef.ch/2lA8jEU

Agricultural robot scrutinizes plants so that we don’t have to / New Atlas newatl.as/2kVnJVw

Inside the U.S.’s Only Ocean Exploration Ship / Scientific American ow.ly/VFEX309lPP3

How #bigdata is changing the nature of policing from reactive to proactive / Networkworld ow.ly/TvcW309lPky

#Fraud rises as cybercriminals flock to online lenders / Networkworld ow.ly/w7eN309lP8s

Scientists discovering new coral communities in the Gulf, but they’re already under threat / Pew Environment ow.ly/BX5m309lOYy

The Finance & Tech Week In Review – 1/14/17


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Every Saturday the HBCU Money staff picks ten articles they were intrigued by and think you will enjoy for some weekend reading impacting finance and tech.

  • How will we power the planet without wrecking the climate? / Nova PBS to.pbs.org/2jNIxx1
  • Small businesses are prime targets for cyberattacks: SIEM-as-a-service can help / CIO Online ow.ly/13Te307ZH8Z
  • Mini fire extinguishers inside lithium batteries may stop blazes / New Scientist bit.ly/2im4hjc
  • Harvester ants farm by planting seeds to eat once they germinate / New Scientist bit.ly/2im9Y0M
  • Here’s how much Tesla will require EV owners to pay to charge up / CIO Online ow.ly/qsm1307ZGKf

HBCU Money™ Dozen 3/2 – 3/6


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Did you miss HBCU Money™ Dozen via Twitter? No worry. We are now putting them on the site for you to visit at your leisure. We have made some changes here at HBCU Money™ Dozen. We are now solely focused on research and central bank articles from the previous week.

Research

Female orcas go through the menopause – perhaps so they can pass on wisdom to their pod l New Scientist ow.ly/JZLhz

Android for Work Pushes Google Further Into Enterprise l CIOonline ow.ly/JZLoG

Airbnb offers a query tool for unlocking massive data sets l CIOonline trib.al/7Xjiagl

The upgraded Large Hadron Collider could take us closer to the origins of the cosmos l New Scientist ow.ly/JZLwP

SunEdison becomes first #energy company to offer #wind #solar and energy storage #renewables l Renewable Cities ow.ly/JZLEX

CO2 levels for February eclipsed prehistoric highs l Scientific American bit.ly/1A1U8G6

Federal Reserve, Central Banks, & Financial Departments

U.S. homeownership rate declined last year to 64.5 percent, the lowest annual rate since 1994 l St. Louis Fed bit.ly/1wK4bUu

The Great Plunge in #OilPrices – Causes, Consequences, and Policy Responses l World Bank wrld.bg/JYFtl

Estimating the economic cost of #Ebola l World Economic Forum wef.ch/1wnegqg

More troubling signs point to potential increase in defaults l Housing Wire hwi.re/8rbCXM

Is the idea of a nation state past its sell-by-date? l World Economic Forum wef.ch/18UaMkr

Before agreeing to a tax refund anticipation loan, watch this video l St. Louis Fed bit.ly/1N9u3hp

Thank you as always for joining us on Saturday for HBCU Money™ Dozen. The 12 most important research and finance articles of the week.