Monthly Archives: July 2017

HBCU Money™ Business Book Feature – A Beautiful Question: Finding Nature’s Deep Design

Does the universe embody beautiful ideas?
Artists as well as scientists throughout human history have pondered this “beautiful question.” With Nobel laureate Frank Wilczek as your guide, embark on a voyage of related discoveries, from Plato and Pythagoras up to the present. Wilczek’s groundbreaking work in quantum physics was inspired by his intuition to look for a deeper order of beauty in nature. This is the deep logic of the universe—and it is no accident that it is also at the heart of what we find aesthetically pleasing and inspiring.

Wilczek is hardly alone among great scientists in charting his course using beauty as his compass. As he reveals in A Beautiful Question, this has been the heart of scientific pursuit from Pythagoras and the ancient belief in the music of the spheres to Galileo, Newton, Maxwell, Einstein, and into the deep waters of twentieth-century physics. Wilczek brings us right to the edge of knowledge today, where the core insights of even the craziest quantum ideas apply principles we all understand. The equations for atoms and light are almost the same ones that govern musical instruments and sound; the subatomic particles that are responsible for most of our mass are determined by simple geometric symmetries.

Gorgeously illustrated, A Beautiful Question is a mind-shifting book that braids the age-old quest for beauty and the age-old quest for truth into a thrilling synthesis. It is a dazzling and important work from one of our best thinkers, whose humor and infectious sense of wonder animate every page. Yes: The world is a work of art, and its deepest truths are ones we already feel, as if they were somehow written in our souls.

Praise for A Beautiful Question:

“An expertly curated tour across 2,500 years of philosophy and physics . . . [Frank Wilczek] has accomplished a rare feat: Writing a book of profound humanity based on questions aimed directly at the eternal.” —The Wall Street Journal
“Both a brilliant exploration of largely uncharted territories and a refreshingly idiosyncratic guide to developments in particle physics.” —Nature
“Inspiring and remarkably accessible . . . Wilczek’s language is lyrical and almost mystical. . . . Whatever the answer Nature will ultimately give us, we have the pleasure of engaging with an enlightened and humble mind.” —The Chronicle of Higher Education

The Finance & Tech Week In Review – 7/22/17

Every Saturday the HBCU Money staff picks ten articles they were intrigued by and think you will enjoy for some weekend reading impacting finance and tech.

Cows Produce Powerful HIV Antibodies / Science News

Fire ants build tall towers that are constantly sinking and being rebuilt / Science News

Digital drinking buddy replaces ill-advised tweets with cat pics / New Scientist 

God vs the multiverse: The 2500-year war / New Scientist 

Could your data-intensive research use a boost? / Argonne 

Forget coding, we need to teach our kids how to dream / WEF 

Would the minimum wage increase have helped only St. Louis City residents? / St. Louis Fed 

Explore the regional impact of the Boston Fed / Boston Fed 

When will we see a Tesla of the skies? / WEF

Why ‘cashless societies’ don’t benefit the poor / WEF 

Unemployment Rate By HBCU State – May 2017







ALABAMA –  4.9% (5.4%)

ARKANSAS – 3.4% (3.5%)

CALIFORNIA – 4.7% (4.8%)

DELAWARE – 4.7% (4.6%)


FLORIDA – 4.3% (4.5%)

GEORGIA – 4.9% (5.0%)

ILLINOIS – 4.6% (4.7%)

KENTUCKY – 5.0% (5.1%)

LOUISIANA – 5.7% (5.8%)

MARYLAND – 4.2% (4.3%)

MASSACHUSETTS – 4.2% (3.9%)

MICHIGAN – 4.2% (4.7%)

MISSISSIPPI – 4.9% (5.0%)

MISSOURI –  3.9% (3.9%)

NEW YORK – 4.4% (4.3%)

NORTH CAROLINA – 4.5% (4.7%)

OHIO – 4.9% (5.0%)

OKLAHOMA – 4.3% (4.3%)

PENNSYLVANIA – 5.0% (4.9%)

SOUTH CAROLINA – 4.1% (4.3%)

TENNESSEE – 4.0% (4.7%)

TEXAS – 4.8% (5.0%)

VIRGINIA – 3.8% (3.8%)

*Previous month in parentheses.

African America’s June Jobs Report – 7.1%

Overall Unemployment: 4.4% (4.3%)

African America Unemployment: 7.1% (7.5%)

Latino America Unemployment: 4.8% (5.2%)

European America Unemployment: 3.8% (3.7%)

Asian America Unemployment: 3.6% (3.6%)

Previous month in parentheses.

Analysis: Overall unemployment rose 10 basis points. This was a rise from the lowest levels since May 2001. African and Latino America dropped 40 basis points, while Asian and European America were negligible in their change.

African American Male Unemployment: 6.3% (6.5%)

African American Female Unemployment: 6.8% (7.0%)

African American Teenage Unemployment: 21.1% (27.3%)

African American Male Participation: 67.5% (67.5%)

African American Female Participation: 62.4% (62.9%)

African American Teenage Participation: 30.8% (31.3%)

Analysis: All three African American groups saw decreases in their unemployment rate, but it was the Teenage group who led the way with an astounding 620 basis point drop. Participation rates though for women and teenagers both declining, while the men had no change.

African American Male-Female Job Gap: 945 000 jobs (1 038 000 jobs)

CONCLUSION: The overall economy added 222 000 jobs in June. This exceeded many economists expectations. African America saw a job increase came in at 16 000, a fourth straight month of job gains. However, job growth appears to be slowing after two months ago coming in at 100 000 and the month prior being at 46 000. Still this is the highest number of employed that African America has seen overall in sometime. Explaining job growth for the country let alone African America at this point has reached a guessing game for many economists. The participation rates continue to be a concern overall, especially among men who continue to see their number slide and women’s participation rate remains erratic at best.

African America currently needs 608 000 jobs to match America’s unemployment rate. A decrease of 108 000 from May.