Author Archives: hbcumoney

The Finance & Tech Week In Review – 6/3/17

Every Saturday the HBCU Money staff picks ten articles they were intrigued by and think you will enjoy for some weekend reading impacting finance and tech.

Early humans were long assumed to have traveled south from Alaska. But in Peru, many stayed put. / Science News http://ow.ly/nfoF30ciktY

Seven small businesses to collaborate with Argonne to solve technical challenges / Argonne 

Dragon spacecraft sets out on historic return to space station / New Atlas 

As NASA puts together a mission to Europa, discover another possible home to alien life – just four light years away / New Scientist 

Scientists are maintaining their round-the-clock observations of this mysterious star. / Nova PBS 

America has a problem with opioids. Virtual reality might be the answer / WEF 

Comparing education, income and job data for immigrants vs. native-born / St. Louis Fed 

How to create a strong working relationship, reduce misunderstandings, and increase productivity / HBR http://ow.ly/DOSs30cikJg

Was the 2009 Recovery Act really the biggest economic recovery plan in history? / St. Louis Fed 

Swearing on social media really could cost you your job / WEF 

HBCU Money™ Business Book Feature – Get a Financial Life: Personal Finance in Your Twenties and Thirties

A completely revised and updated fourth edition of the New York Times bestseller, designed to guide younger adults through the world of personal finance.

More than ever before, people in their twenties and thirties need help getting their financial lives in order. And who could blame them?

These so-called millennials have come of age in the wake of the worst economic crisis in memory, and are now trying to get by in its aftermath. They owe record levels of student loan debt, face sky-high rents, and struggle to live on a budget in an uncertain economy.

It’s time for them to get a financial life.

For two decades, Beth Kobliner’s bestseller has been the financial bible for people in their twenties and thirties. With her down-to-earth style, she has taught them how to get out of debt, learn to save, and invest for their futures. In this completely revised and updated edition, Kobliner shares brand-new insights and concrete, actionable advice geared to help a new generation of readers form healthy financial habits that will last a lifetime. With fresh material that reflects the changing digital world, Get a Financial Life remains an essential tool for young people learning how to manage their money.

From tackling taxes to boosting credit scores, Get a Financial Life can show those just starting out how to decrease their debt, avoid common money mistakes, and navigate the world of personal finance in today’s ever-changing landscape.

The Finance & Tech Week In Review – 5/27/17

Every Saturday the HBCU Money staff picks ten articles they were intrigued by and think you will enjoy for some weekend reading impacting finance and tech.

Africa’s  urbanization challenge is about housing, jobs & good connections between the two: / World Bank wrld.bg/SAPDU

“U.S. inflation and inflation expectations have surprised to the downside in recent months” / St. Louis Fed bit.ly/2qoUEzE

Is there a link between chess and intelligence? / WEF wef.ch/2qgvq7g

Shorter commutes, vibrant communities, walkable neighborhoods / World Bank wrld.bg/O09w30c2Pnb

What should we be doing to reduce the stress of our employees? / HBR ow.ly/FEsl30c3xAj

The way babies learn to speak is nothing short of breathtaking. / Science News ow.ly/8CNO30c3xwa

Gravitational waves could help us peer into extra dimensions. / NOVA PBS to.pbs.org/2r32y5t

Birth of a black hole witnessed as star vanishes without a bang / New Atlas  newatl.as/2qhICNb

How John Deere developed one of the best GPS locators in the world / NetworkWorld bit.ly/2rUIGzL

Cannabis extract reduces seizures in children with rare form of epilepsy / New Atlas newatl.as/2qYlBMr

HBCU Money™ Business Book Feature – What Every Real Estate Investor Needs to Know About Cash Flow

The Classic Guide to Real Estate Investing―Updated for a Re-energized Industry!

Real estate is once again a great investment, and this bestselling guide provides everything you need to know to get in now and make your fortune.

What Every Real Estate Investor Needs to Know About Cash Flow removes the guesswork from investing in real estate by teaching you how to crunch numbers like a pro, so you can confidently judge a property’s value and ensure it provides long-term returns.

Real estate expert, Frank Gallinelli has added new, detailed investment case studies, while maintaining the essentials that have made his book a staple among serious investors. Learn how to measure critical aspects of real estate investments, including:

  • Discounted Cash Flow
  • Net Present Value
  • Capitalization Rate
  • Cash-on-Cash Return
  • Net Operating Income
  • Internal Rate of Return
  • Profitability Index
  • Return on Equity

Whether you’re just beginning in real estate investing or you’re a seasoned professional, What Every Real Estate Investor Needs to Know About Cash Flow has what you need to make sure you take the smartest approach for your next investment using proven calculations.

The Finance & Tech Week In Review – 5/20/17

Every Saturday the HBCU Money staff picks ten articles they were intrigued by and think you will enjoy for some weekend reading impacting finance and tech.

The world’s most valuable brands in 2017 / WEF wef.ch/2q311Zm

Co-authorship in economic history and economics: are we any different? / NBER bit.ly/2q450EW

Not sleeping? You might be part of a genetic elite / WEF wef.ch/2r3FVec

These are the industries attracting the most venture capital / WEF wef.ch/2q8R3qJ

Want to buy a home at the start of your career? Get one of these 10 college degrees / Housing Wire ow.ly/Zgxu30bSWo8

Our brains prefer invented visual information to the real thing / New Scientist bit.ly/2rmPE2S

LIGO could detect gravitational waves’ permanent space-time warp / New Scientist bit.ly/2r0dW32

Roomba-like tech heads for the garden / New Atlas newatl.as/2qGCNFZ

Users have little confidence their company can protect their mobile device / CSOonline ow.ly/4r3f30bSW0h

Mercedes-Benz Confirms Electric Citaro Bus Coming Next Year / Clean Technica ow.ly/wuJ130bSWdW