HBCU Money™ Dozen 1/5 – 1/9

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Did you miss HBCU Money™ Dozen via Twitter? No worry. We are now putting them on the site for you to visit at your leisure. We have made some changes here at HBCU Money™ Dozen. We are now solely focused on research and central bank articles from the previous week.

Research

Google Invests $157 Million In 104 MW Utah Solar Plant l Clean Technica http://dlvr.it/83ppWt

Google plans US auto insurance comparison shopping site l CIOonline http://trib.al/3Oi3AvU

Standzout’s Bandstand begins the onslaught of Apple Watch accessories l Macworld http://dlvr.it/83kMmb

US lawmakers push bill to permanently ban Internet access taxes l CIOonline http://trib.al/dRUmrpA

10 lessons U.S. tech managers can learn from their counterparts in China l Computerworld http://ow.ly/H5PU4

Uber-tidy bees defend their hives from disease l New Scientist http://ow.ly/H5Qln

Federal Reserve, Central Banks, & Financial Departments

What will it take to get Haiti’s out-of-school children into classrooms? l World Bank http://wrld.bg/H09Yo

Can corporate social responsibility be profitable? l St. Louis Fed http://bit.ly/1x5CtKU

China has the world’s largest high-speed rail network. l World Bank http://wrld.bg/H581w

Why research and development is key to retaining talent l World Economic Forum http://wef.ch/1vCDs5M

Inside the Vault: “Payday Loans: Time for Review” l Econ Lowdown http://bit.ly/12zU3zb

Another step towards an HIV cure l World Economic Forum http://wef.ch/1w5vdyu

Thank you as always for joining us on Saturday for HBCU Money™ Dozen. The 12 most important research and finance articles of the week.

The HBCU Money™ Weekly Market Watch

Our Money Matters /\ January 9, 2015

A weekly snapshot of African American owned public companies and HBCU Money™ tracked African stock exchanges.

NAME TICKER PRICE (GAIN/LOSS %)

African American Publicly Traded Companies

Citizens Bancshares Georgia (CZBS) $8.90 (0.00% UNCH)

M&F Bancorp (MFBP) $4.75 (1.04% DN)

Radio One (ROIA) $1.65 (0.00% UNCH)

African Stock Exchanges

Bourse Regionale des Valeurs Mobilieres (BRVM)  253.40 (0.40% UP)

Botswana Stock Exchange (BSE)  9 516.63 (0.09% UP)

Ghana Stock Exchange (GSE)  2 261.09 (0.00% UNCH)*

Nairobi Stock Exchange (NSE)  162.08 (N/A)

Johannesburg Stock Exchange (JSE) 48 950.50 (1.30% DN)

International Stock Exchanges

New York Stock Exchange (NYSE) 10 744.62 (0.52% DN)

London Stock Exchange (LSE)  3 502.48 (0.93% DN)

Tokyo Stock Exchange (TOPIX)  1 380.58 (0.21% UP)

Commodities

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Love Grows Founder/President Misha Granado Talks Entrepreneurship On Today’s Leading Women Show

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HBCUpreneur Misha Granado recently sat down with Today’s Leading Women host Marie Grace Berg to discuss her firm Love Grows, entrepreneurship, work-life balance, and a host of other related topics.

An excerpt from the interview where Ms. Granado talks about her willingness to learn as one of her strengths and how it helps her as an HBCUpreneur, “I am willing to learn. I realized that I don’t have all the answers with this entrepreneur journey or with my business or even in life and so I am willing to learn from others. I am willing to make the investment if I need to take the class or  to obtain a mentor or take a workshop or something like that. Not to go to Miami for the weekend or long weekend which I would want to do – hang out on the beach, absolutely. But as an entrepreneur to transfer those funds, invest those funds into something that will help me grow my business and become stronger. To read a lot of other experts in my field. What’ s going on, I want to be abreast of what other people are doing. How do they see the world? How do they address relationships and love? All of those things, again because we are all connected can spark something within me or maybe even shift a way I have seen a particular situation.”

For the full interview click HERE.

Read Misha Granado & Love Grows’ feature on HBCU Money’s The HBCUpreneur Corner HERE.

HBCU Money™ B-School: Revocable Trust

A revocable trust also sometimes known as or referred to as a revocable living trust, sets provisions altered, changed, or even canceled dependent upon the grantor of the trust. During the “life” of the revocable trust, income earned is distributed to the grantor or grantors, and only after the grantor’s death does property held within it transfer to the stated beneficiaries.

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Investopedia explains a revocable trust as, “This type of agreement provides flexibility and income to the living grantor; he or she is able to adjust the provisions of the trust and earn income, all the while knowing that the estate will be transferred upon death.”

HBCU Money™ Business Book Feature – Buying And Selling Timber And Timberland

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The 500 million acres of United States timberland isn’t just owned by foresters and paper companies. Increasing amounts have been bought by private investors (often buying just a few hundred acres), hedge funds, and big institutions. Why the sudden interest in one of the world’s oldest industries?

We live in a world where the S%P 500 can lose over half its value in 15 months, where home values recently tumbled by more than 30% nationwide (immediately after reaching record highs), and even “safe” municipal bonds returning just 3% are at risk of default. In contrast, timberland returns have been relatively stable over time, offer unique tax advantages, and function both as a hedge against inflation and a return producing investment.

The author (a private investor) has dedicated significant time and resources to researching the details of timberland ownership and shares his research and insights – both for individuals interested in purchasing timberland as well as those managing the forested lands they already own.