Tag Archives: family wealth

Federal Reserve’s 2014 Economic Household Well Being Report


KEY FINDINGS

  • Sixty-five percent of respondents report that their families are either “doing okay” or “living comfortably” financially, compared to 62 percent in 2013.
  • Forty-seven percent of respondents say they either could not cover an emergency expense costing $400, or would cover it by selling something or borrowing money.
  • Twenty percent of respondents report that their spending exceeded their income in the 12 months prior to the survey.
  • Sixty percent of respondents indicate they are either somewhat or very confident they would be approved for a mortgage if they were to apply.
  • Among respondents who borrowed for their own education, those who failed to complete an associate degree or bachelor’s degree, those who attended for-profit institutions, and those who were firstgeneration college students are more likely to be behind on their payments than others.

FULL REPORT CLICK HERE

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HBCU Money™ Dozen Links 9/30 – 10/4


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Did you miss HBCU Money™ Dozen via Twitter? No worry. We are now putting them on the site for you to visit at your leisure. We have made some changes here at HBCU Money™ Dozen. We are now solely focused on research and central bank articles from the previous week.

Research

Replacing silicon with nanotubes could revolutionize tech l ComputerWorld http://ow.ly/pwfhT

What is ocean acidification? l CA Sea Grant http://bit.ly/1hjojyB

Source code and 2.9 million accounts raided by attackers in Adobe breach l ComputerWorld http://ow.ly/pwfjr

Why Are There Still So Few Women in Science? l Science Makers http://nyti.ms/18ROWK9

US shutdown threatens response to disease outbreaks l New Scientist http://ow.ly/pwfmj

Kia To Make Electric Vehicle That Has Recyclable Materials l CleanTechnica http://dlvr.it/44tt08

Federal Reserve, Central Banks, & Financial Departments

Remittances to the developing world are projected to cross the half-trillion mark by 2016 l World Bank http://wrld.bg/pv1BH

How do family balance sheets affect the broader economy? l St. Louis Fed http://bit.ly/11rtx2r

Earnings of recent college grads have risen slower than those grads who started working decades ago l St. Louis Fed http://bit.ly/16eGfY1

Do you know, S. Africa & Namibia have no legal differences between men & women? l World Bank http://wrld.bg/ptv53

Government Shutdown Impact on Education l Council for Econ Ed http://ow.ly/pwfzC

GOP thwarts Dem move to force vote on ‘clean’ spending bill l Floor Action http://bit.ly/17CiZoS

Thank you as always for joining us on Saturday for HBCU Money™ Dozen. The 12 most important research and finance articles of the week.

HBCU Money™ Dozen Links 8/5 – 8/9


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Did you miss HBCU Money™ Dozen via Twitter? No worry. We are now putting them on the site for you to visit at your leisure. We have made some changes here at HBCU Money™ Dozen. We are now solely focused on research and central bank articles from the previous week.

Research

Nigeria criticised for funding satellites while many of its citizens live in poverty. l New Scientist ow.ly/nNLMY

Cybersecurity Pros in High Demand, Highly Paid and Highly Selective l Computer World ow.ly/nNLOx

First decrease in US childhood obesity. Is the tide finally turning? l New Scientist ow.ly/nN6Yq

“ARPA-E Advanced Battery To Be Made In West Harlem” l Clean Technica bit.ly/14thXK6

Two new curricula (for tsunami STEM education and teaching about excluder nets l Oregon Sea Grant http://ow.ly/nNM1u

Does math come from the brain or the universe? l Kavli Foundation http://ow.ly/nNMOq

Federal Reserve, Central Banks, & Financial Departments

How do family balance sheets affect the broader economy? Learn more in our annual report l St. Louis Fed http://bit.ly/11rtx2r

How does Europe and Asia’s life expectancy measure up against the world? l World Bank http://ow.ly/nNMrm

College econ students (and professors): Check out our free online resources l St. Louis Fed http://bit.ly/VWGSSc

Non-U.S. Central Banks’ Action the Best News for the U.S. Economy l Central Bank News http://dlvr.it/3n5kxy

Is this recovery creating low-wage jobs, or are they part of a larger trend? l Atlanta Fed http://goo.gl/CO789y

African students invented a soap that repels mosquitoes, in order to prevent malaria l World Bank http://wrld.bg/ny097

Thank you as always for joining us on Saturday for HBCU Money™ Dozen. The 12 most important research and finance articles of the week.

HBCU Money™ Dozen Links 6/17 – 6/21


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Did you miss HBCU Money™ Dozen via Twitter? No worry. We are now putting them on the site for you to visit at your leisure. We have made some changes here at HBCU Money™ Dozen. We are now solely focused on research and central bank articles from the previous week.

Research

Argonne’s Rick Stevens discussing China’s supercomputing push l Argonne

For , form of salt affects water intake l KY Equine Research

2 months more to apply! $4.1M Grant for National Center for in Small Drinking Water Systems l EPA

Meteorological Versus Astronomical Summer—What’s the Difference? l NSSL

A city “works like a star.” New math model explains the common properties of cities l SLAC

Elikem Kuenyehia: Improving Ghana’s Business Climate – Access to Finance is key l Grow Africa

Federal Reserve, Central Banks, & Financial Departments

“After the Fall: Rebuilding Family Balance Sheets, Rebuilding the Economy” l St. Louis Fed

House won’t consider 2014 agriculture spending bill next week l Floor Action

Increasing mortgage rates will not ruin the housing recovery l Housing Wire

Teachers: Join us this summer for any of our free, professional development workshops l Kansas City Fed

Underemployment, College Graduates, and the Recession l Cleveland Fed

Who lost the most wealth in the Great Recession? Learn more in our new annual report l St. Louis Fed

Thank you as always for joining us on Saturday for HBCU Money™ Dozen. The 12 most important research and finance articles of the week.