Author Archives: hbcumoney

HBCU Money™ Business Book Feature – I Can’t Afford to Marry You

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At 19-years-old, Marilyn was one month away from marrying John, her Prince Charming. Imagine her surprise when one day, out of the blue, he asked to see her finances. After revealing this personal information, she was shocked to hear him exclaim, “I can’t afford to marry you!” This was followed by the news that the wedding was off. What Marilyn did next to save face, temporarily cost her to lose self-esteem, but put her on a path to financial righteousness. This book is a must read for all – women, men, couples, and young people-who want to minimize their mistakes, master their money and secure their financial future.

The Finance & Tech Week In Review – 3/4/17

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Every Saturday the HBCU Money staff picks ten articles they were intrigued by and think you will enjoy for some weekend reading impacting finance and tech.

These are the 22 best universities in emerging economies / WEF wef.ch/2lCMeSB

Why college doesn’t help more in closing racial and ethnic wealth gaps / St. Louis Fed bit.ly/2kz2sf6

This enormous solar power plant just became the biggest in the world / WEF wef.ch/2mdBq1y

You knew millennials were worse off than their parents, but this is how bad it is / WEF wef.ch/2mvIMLw

15 of the CIA’s most intriguing declassified maps / WEF wef.ch/2mdRxMl

Portable 3D printer builds a tiny house for a tiny price / New Atlas newatl.as/2mVpEpG

Astronomer and photographer Zoltan Levay makes distant galaxies beautiful. / Science News  ow.ly/s7zJ309yHRF

Trump announces budget cuts that may give China tech leadership / Computerworld ow.ly/Svss309AnxS

 Apple forfeits teachers’ pet rep as U.S. share sinks / CIO ow.ly/M5uC309AnoX

Advances in coral restoration hold promise for protecting coasts—and economies / Pew Trusts ow.ly/LHUX309Ansk

HBCU Money™ Business Book Feature – Present Over Perfect: Leaving Behind Frantic for a Simpler, More Soulful Way of Living

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LIVE A LIFE OF MEANING AND CONNECTION

Instead of pushing for perfection

A few years ago, I found myself exhausted and isolated, my soul and body sick. I was tired of being tired, burned out on busy. And, it seemed almost everyone I talked with was in the same boat: longing for connection, meaning, depth, but settling for busy.

I am a wife, mother, daughter, sister, friend, neighbor, writer, and I know all too well that settling feeling. But over the course of the last few years, I’ve learned a way to live, marked by grace, love, rest, and play. And it’s changing everything.

Present Over Perfect is an invitation to this journey that changed my life. I’ll walk this path with you, a path away from frantic pushing and proving, and toward your essential self, the one you were created to be before you began proving and earning for your worth.

Written in Shauna’s warm and vulnerable style, this collection of essays focuses on the most important transformation in her life, and maybe yours too: leaving behind busyness and frantic living and rediscovering the person you were made to be. Present Over Perfect is a hand reaching out, pulling you free from the constant pressure to perform faster, push harder, and produce more, all while maintaining an exhausting image of perfection.

Shauna offers an honest account of what led her to begin this journey, and a compelling vision for an entirely new way to live: soaked in grace, rest, silence, simplicity, prayer, and connection with the people that matter most to us.

In these pages, you’ll be invited to consider the landscape of your own life, and what it might look like to leave behind the pressure to be perfect and begin the life-changing practice of simply being present, in the middle of the mess and the ordinariness of life.

The Finance & Tech Week In Review – 2/25/17

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Every Saturday the HBCU Money staff picks ten articles they were intrigued by and think you will enjoy for some weekend reading impacting finance and tech.

How can #Kenya achieve a sustainable urban future? Video blog / World Bank wrld.bg/zBAq309gUVc

Large gaps exist between the homeownership rates of white households and minority households / St. Louis Fed bit.ly/2liGksY

More than half of #Uganda’s adults now has access to an account at a formal financial institution. / World Bank ow.ly/59ET309lR5F

You can now take a course at the world’s best universities for free. Here’s how that happened / WEF wef.ch/2ktwNAt

Queens in New York has more languages than anywhere in the world / WEF wef.ch/2lA8jEU

Agricultural robot scrutinizes plants so that we don’t have to / New Atlas newatl.as/2kVnJVw

Inside the U.S.’s Only Ocean Exploration Ship / Scientific American ow.ly/VFEX309lPP3

How #bigdata is changing the nature of policing from reactive to proactive / Networkworld ow.ly/TvcW309lPky

#Fraud rises as cybercriminals flock to online lenders / Networkworld ow.ly/w7eN309lP8s

Scientists discovering new coral communities in the Gulf, but they’re already under threat / Pew Environment ow.ly/BX5m309lOYy

Currencies Of The African Diaspora – Equatorial Guinea

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Exploitation of oil and gas deposits, beginning in the 1990s, has driven economic growth in Equatorial Guinea, allowing per capita GDP to rise to over $29,000 in 2014. Forestry and farming are minor components of GDP. Although preindependence Equatorial Guinea counted on cocoa production for hard currency earnings, the neglect of the rural economy since independence has diminished the potential for agriculture-led growth. Subsistence farming is the dominant form of livelihood. Declining revenue from hydrocarbon production, high levels of infrastructure expenditures, lack of economic diversification, and corruption have pushed the economy into decline in recent years and led to limited improvements in the general population’s living conditions.
Foreign assistance programs by the World Bank and the IMF have been cut since 1993 because of corruption and mismanagement, and as a middle income country Equatorial Guinea is now ineligible for most donor assistance. The government has been widely criticized for its lack of transparency and misuse of oil revenues and has attempted to address this issue by working towards compliance with the Extractive Industries Transparency Initiative. US foreign assistance to Equatorial Guinea is limited in part because of US restrictions pursuant to the Trafficking Victims Protection Act.
Equatorial Guinea hosted two economic diversification symposia in 2014 that focused on attracting investment in five sectors: agriculture and animal ranching, fishing, mining and petrochemicals, tourism, and financial services. Undeveloped mineral resources include gold, zinc, diamonds, columbite-tantalite, and other base metals.

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Equatorial Guinea

Equatorial Guinea

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Source: Economy provided by CIA World Factbook Africa