Monthly Archives: July 2015

Federal Reserve’s 2014 Economic Household Well Being Report


  • Sixty-five percent of respondents report that their families are either “doing okay” or “living comfortably” financially, compared to 62 percent in 2013.
  • Forty-seven percent of respondents say they either could not cover an emergency expense costing $400, or would cover it by selling something or borrowing money.
  • Twenty percent of respondents report that their spending exceeded their income in the 12 months prior to the survey.
  • Sixty percent of respondents indicate they are either somewhat or very confident they would be approved for a mortgage if they were to apply.
  • Among respondents who borrowed for their own education, those who failed to complete an associate degree or bachelor’s degree, those who attended for-profit institutions, and those who were firstgeneration college students are more likely to be behind on their payments than others.


HBCU Money™ B-School: How Is A Federal Reserve Bank President Selected?

The Minneapolis Fed explains how the twelve Federal Reserve presidents in each district are selected and the process behind it. Eleven of the country’s twelve Federal Reserve districts have an HBCU or PBI located in them. Their influence over local economies monetary policy is something all HBCU citizens should be cognizant of.

HBCU Money™ Business Book Feature – We Will Shoot Back: Armed Resistance in the Mississippi Freedom Movement

Winner of the 2014 Anna Julia Cooper-CLR James Book Award presented by the National Council of Black Studies
Winner of the 2014 PEN Oakland-Josephine Miles Award for Excellence in Literature

In We Will Shoot Back: Armed Resistance in the Mississippi Freedom Movement, Akinyele Omowale Umoja argues that armed resistance was critical to the Southern freedom struggle and the dismantling of segregation and Black disenfranchisement. Intimidation and fear were central to the system of oppression in most of the Deep South. To overcome the system of segregation, Black people had to overcome fear to present a significant challenge to White domination. As the civil rights movement developed, armed self-defense and resistance became a significant means by which the descendants of enslaved Africans overturned fear and intimidation and developed different political and social relationships between Black and White Mississippians.

This riveting historical narrative reconstructs the armed resistance of Black activists, their challenge of racist terrorism, and their fight for human rights.


HBCU Money™ Dozen 7/13 – 7/17


Did you miss HBCU Money™ Dozen via Twitter? No worry. We are now putting them on the site for you to visit at your leisure. We have made some changes here at HBCU Money™ Dozen. We are now solely focused on research and central bank articles from the previous week.


How a B2B company got its tech groove back l CIOonline

Making healthy food choices is a smart thing to do. l USDA

How does green infrastructure happen on the ground? l IL-IN Sea Grant

LinkedIn makeover: How to polish your profile l CIOonline

Only By Going Green Can The UK Reach Its 2020 Goals, Says National Grid l Clean Technica 

Pluto mission marks the end of the era of planet exploration. So where are we going next? l New Scientist

Federal Reserve, Central Banks, & Financial Departments

Why do #stock prices crash? l World Economic Forum

What are the limits of #China’s soft power? l World Economic Forum

Beige Book: Real estate lending was up in half of Fed districts l St. Louis Fed

Fannie Mae issues sale of more than $800M in non-performing loans l Housing Wire

Commercial RE activity increased modestly; industrial sector growing faster than office sector l Richmond Fed

How can Africa’s #agriculture sector realise the potential for high returns? l World Economic Forum

Thank you as always for joining us on Saturday for HBCU Money™ Dozen. The 12 most important research and finance articles of the week.

The HBCU Money™ Weekly Market Watch

Our Money Matters /\ July 17, 2015

A weekly snapshot of African American owned public companies and HBCU Money™ tracked African stock exchanges.


African American Publicly Traded Companies

Citizens Bancshares Georgia (CZBS) $9.50 (0.00% UNCH)

M&F Bancorp (MFBP) $4.35 (0.00% UNCH)

Radio One (ROIA) $3.13 (0.00% UNCH)

African Stock Exchanges

Bourse Regionale des Valeurs Mobilieres (BRVM)  290.70 (0.98% UP)

Botswana Stock Exchange (BSE)  10 807.15 (0.17% UP)

Ghana Stock Exchange (GSE)  2 290.40 (1.30% UP)*

Nairobi Stock Exchange (NSE)  155.96 (N/A)

Johannesburg Stock Exchange (JSE) 52 723.72 (0.24% UP)

International Stock Exchanges

New York Stock Exchange (NYSE) 10 972.69 (0.47% DN)

London Stock Exchange (LSE)  3 690.58 (0.25% DN)

Tokyo Stock Exchange (TOPIX)  1 662.94 (0.13% UP)


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