Monthly Archives: January 2015

The HBCU Money™ Weekly Market Watch

Posted on January 9, 2015 by | Leave a comment

Our Money Matters /\ January 9, 2015

A weekly snapshot of African American owned public companies and HBCU Money™ tracked African stock exchanges.

NAME TICKER PRICE (GAIN/LOSS %)

African American Publicly Traded Companies

Citizens Bancshares Georgia (CZBS) $8.90 (0.00% UNCH)

M&F Bancorp (MFBP) $4.75 (1.04% DN)

Radio One (ROIA) $1.65 (0.00% UNCH)

African Stock Exchanges

Bourse Regionale des Valeurs Mobilieres (BRVM)  253.40 (0.40% UP)

Botswana Stock Exchange (BSE)  9 516.63 (0.09% UP)

Ghana Stock Exchange (GSE)  2 261.09 (0.00% UNCH)*

Nairobi Stock Exchange (NSE)  162.08 (N/A)

Johannesburg Stock Exchange (JSE) 48 950.50 (1.30% DN)

International Stock Exchanges

New York Stock Exchange (NYSE) 10 744.62 (0.52% DN)

London Stock Exchange (LSE)  3 502.48 (0.93% DN)

Tokyo Stock Exchange (TOPIX)  1 380.58 (0.21% UP)

Commodities

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Love Grows Founder/President Misha Granado Talks Entrepreneurship On Today’s Leading Women Show

Posted on January 6, 2015 by | Leave a comment

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HBCUpreneur Misha Granado recently sat down with Today’s Leading Women host Marie Grace Berg to discuss her firm Love Grows, entrepreneurship, work-life balance, and a host of other related topics.

An excerpt from the interview where Ms. Granado talks about her willingness to learn as one of her strengths and how it helps her as an HBCUpreneur, “I am willing to learn. I realized that I don’t have all the answers with this entrepreneur journey or with my business or even in life and so I am willing to learn from others. I am willing to make the investment if I need to take the class or  to obtain a mentor or take a workshop or something like that. Not to go to Miami for the weekend or long weekend which I would want to do – hang out on the beach, absolutely. But as an entrepreneur to transfer those funds, invest those funds into something that will help me grow my business and become stronger. To read a lot of other experts in my field. What’ s going on, I want to be abreast of what other people are doing. How do they see the world? How do they address relationships and love? All of those things, again because we are all connected can spark something within me or maybe even shift a way I have seen a particular situation.”

For the full interview click HERE.

Read Misha Granado & Love Grows’ feature on HBCU Money’s The HBCUpreneur Corner HERE.

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HBCU Money™ B-School: Revocable Trust

Posted on January 5, 2015 by | 1 comment

A revocable trust also sometimes known as or referred to as a revocable living trust, sets provisions altered, changed, or even canceled dependent upon the grantor of the trust. During the “life” of the revocable trust, income earned is distributed to the grantor or grantors, and only after the grantor’s death does property held within it transfer to the stated beneficiaries.

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Investopedia explains a revocable trust as, “This type of agreement provides flexibility and income to the living grantor; he or she is able to adjust the provisions of the trust and earn income, all the while knowing that the estate will be transferred upon death.”

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HBCU Money™ Business Book Feature – Buying And Selling Timber And Timberland

Posted on January 4, 2015 by | Leave a comment

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The 500 million acres of United States timberland isn’t just owned by foresters and paper companies. Increasing amounts have been bought by private investors (often buying just a few hundred acres), hedge funds, and big institutions. Why the sudden interest in one of the world’s oldest industries?

We live in a world where the S%P 500 can lose over half its value in 15 months, where home values recently tumbled by more than 30% nationwide (immediately after reaching record highs), and even “safe” municipal bonds returning just 3% are at risk of default. In contrast, timberland returns have been relatively stable over time, offer unique tax advantages, and function both as a hedge against inflation and a return producing investment.

The author (a private investor) has dedicated significant time and resources to researching the details of timberland ownership and shares his research and insights – both for individuals interested in purchasing timberland as well as those managing the forested lands they already own.

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HBCU Money™ Dozen 12/29 – 1/2

Posted on January 4, 2015 by | Leave a comment

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Did you miss HBCU Money™ Dozen via Twitter? No worry. We are now putting them on the site for you to visit at your leisure. We have made some changes here at HBCU Money™ Dozen. We are now solely focused on research and central bank articles from the previous week.

Research

White House Plans to Leave IT in Better Shape Than it Found it l CIOonline trib.al/55bVGdO

Two researchers endure darkness for months on a hovercraft floating on Arctic ice l New Scientist ow.ly/GFAiZ

Affordable Flow Battery Technology Reportedly Being Developed By Vinazene l Clean Technica dlvr.it/7zS8H1

China Extending Low-To-No-Emissions Vehicle Subsidies To 2020 l Clean Technica dlvr.it/7zQyB6

Why 2015 will be the year of the Apple l Network World ow.ly/GFAFz

Financing faster, cheaper green infrastructure l EPA Research 1.usa.gov/1vsMZLI

Federal Reserve, Central Banks, & Financial Departments

Need help with your resolution to improve your finances? Check out our free resources l St. Louis Fed bit.ly/1wCoqvZ

What are 2015’s key global trends? Outlook on the Global Agenda l World Economic Forum wef.ch/1Adwyt9

How financially literate are women? l Bureau Economic Research ow.ly/GFBy9

Who is the world’s largest investor in clean energy? Read the surprising answer l World Economic Forum wef.ch/1JXq5GR

The relatively subdued wage growth for low- and middle-skill workers l Atlanta Fed goo.gl/uSdKyM

Global Aging: More Headwinds for U.S. Stocks? l SF Fed http://bit.ly/1AeCSkb

Thank you as always for joining us on Saturday for HBCU Money™ Dozen. The 12 most important research and finance articles of the week.

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